# Automotive payment solutions that drive results

From winning new customers with rebates and test-drive incentives to streamlining auto loan and GAP refunds, you’ll be ready to take sales and customer service to the next level with Onbe’s automotive solutions.

## 70% of consumers prefer receiving digital & electronic payments1

#### The world’s top automotive brands trust Onbe to make every payment fast, easy and engaging with:

- Engaging, custom-branded payment experiences
- In-demand payment choices, including digital and instant options
- 24/7/365 omnichannel customer service
- Analytics and insights to measure program success

### Streamline your automotive payment operations & accelerate ROI

#### Automotive Loan & Lease Refunds

Promptly handle automotive loan and lease refunds for GAP and overpayments while eliminating the administrative burden of escheatment.

#### Automotive Consumer Incentives

Drive sales with engaging, cost-effective incentives for test drives, new vehicle purchases, parts rebates, loyalty programs and scheduled services.

#### Automotive Sales Incentives

Motivate and reward your sales team with an automotive sales incentive program featuring in-demand payment choices and convenient self-service tools.

#### Automotive Warranties

Pay out claims for parts and repairs or deliver prorated warranty refunds conveniently and securely with Onbe’s fully managed solution.

## Empower automotive shoppers with payment choice

Automotive companies have the power to influence primary purchases, grow customer loyalty, and drive spend-back with engaging, digital-first payment experiences.

56% of automotive consumers are not offered the choice of payment, and lack of choice is a top frustration when receiving a disbursement\*

\*2023 Automotive Pulse Survey

## 2025 Future of Payments Report

Payment industry trends in 2025 highlight a continued shift toward more consumer-centric payout solutions. **Digital payouts are now the baseline expectation, with 83% of Americans receiving them.** To differentiate, businesses must innovate with the payment choices and personalized, user-friendly experiences consumers demand. Onbe and NRG’s _2025 Payouts Landscape Report_ explores how businesses can leverage the latest trends in digital payouts to drive consumer engagement and loyalty while reducing the cost, risk and administrative burden of disbursements.

## Client Success Stories

Toyota Motor North America: Aligning Payments with Sustainability  
*[Learn More](https://www.onbe.com/case-studies/toyota-motor)*

Accelerating Payouts: Westlake Financial Streamlines its Auto Refunds with Onbe  
*[Learn More](https://www.onbe.com/news-awards/accelerating-payouts-westlake-financial-streamlines-its-auto-refunds-with-onbe)*

Add Power to Automotive Purchase Incentives with Payment Choice  
*[Learn More](https://www.onbe.com/post/2023-automotive-pulse-survey)*