## Program visibility & optimization

### Data & analytics  
Unlock actionable insights to optimize program performance, understand recipient behavior, and plan marketing budgets.

### Administrative services  
Just-in-time integrated tax capture, 1099 fulfillment and identity verification services relieve your team of cumbersome processes.

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### Self-service tools  
Reconcile and manage your program on the go with easy-to-use tools and reporting.

## Intelligent risk & fraud controls

### StateSmartSM  
Our proprietary escheatment management solution relieves you of the burden, risk and expense of unclaimed property. Onbe maintains 100% of the responsibility for unclaimed accounts and adheres to all state and federal requirements.

### OnbeGuardSM  
Using machine learning and innovative multi-platform, customized progressive modeling, OnbeGuardTM prevents fraud before it happens, minimizing user friction while keeping recipients safe and reinforcing trust and credibility.

### Compliant program design  
Onbe works with regulators to deliver compliant solutions across the most complex jurisdictions and industries. Our payment experiences meet and exceed industry standards, such as PCI DSS, and certification requirements, such as GDPR, BSA and GLBA.

[Learn More](https://www.onbe.com/capabilities/compliance-fraud-security)

## Around the clock support

### Customer service  
Onbe provides 24/7/365 omnichannel, multilingual customer service to assist your recipients wherever they are.

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### Client support  
Your dedicated support team serves as an extension of your business, offering ongoing support, training, success strategies and insights.

## Eliminate the administrative burden of checks

86%  
of businesses use checks for outgoing payments*  
*Association for Financial Professionals (AFP)

65%  
of organizations reported payments fraud attacks or attempts in 2022, and checks were the most vulnerable payment method*  
[Get the facts](https://6138778.fs1.hubspotusercontent-na1.net/hubfs/6138778/Admin%20Burden%20of%20Checks_Interactive.pdf?__hstc=258047957.4dbb52975da63ed3e58709e3bac61f69.1630513412476.1696427204884.1696430930099.257&__hssc=258047957.10.1696430930099&__hsfp=2229730265&hsCtaTracking=fcffce30-24ab-4ba6-9511-939bc03a3871%7C8a96ae23-c69d-4def-b6d9-a1f9a056b60e)

## Contact us

Ready to learn more? Connect with an Onbe payments expert.

[Contact us](https://www.onbe.com/contact)